I'm Ray.

I'm a husband,

father,

Real Estate Investor,

& VA LOan Expert.

ABOUT

ABOUT 2

A FEW YEARS AFTER GRADUATING FROM THE

UNITED STATES MILITARY ACADEMY IN 2013,

I BEGAN INVESTING IN REAL ESTATE.

IT WAS THEN I DISCOVERED THE POTENTIAL OF THE VA LOAN.

I LEARNED TO LEVERAGE THE ENTITLEMENT INTO

BUILDING WEALTH

AND CREATING

FREEDOM.

I CAN HELP YOU DO THE SAME.

WHAT SETS ME APART

I ADVISE ON THE BIG PICTURE

I'm all about big goals. I know you have a life outside of your mortgage, and I know how powerful real estate can be.

Through thorough, personalized analysis, I help you evaluate all options to make sure you are making the best move for both now, and later.

I'M IN THE "GAME"

Real Estate investing changed by life; I moved into mortgages to change yours, too.

I give every client the experience and expertise of an investor. Get the inside knowledge that will set you up for success, regardless of your goals.

I APPLY VETERAN VALUES

As a proud Army Veteran, I understand the unique sacrifice and commitment needed to serve our country.

I'm at your service on your schedule, and look forward to helping you maximize your entitlement.

WHAT SETS ME APART

Ray is the best lender I have worked with

I have worked with multiple lenders throughout my real estate investment career. Ray is the best I have had the pleasure to work with. He is quick to respond, proactive, and knowledgeable of multiple loan products available for use. Because of this, he help me secure a loan on a property that other lenders were unable to.

Greg, Destin FL